Monthly Archives: January 2010

Bankruptcy and Tax Returns

With the beginning of tax season upon us, it is crucial to start planning if you are a consumer considering filing for Chapters 7 or 13 Bankruptcy protection. Your taxes and bankruptcy are connected – but it is not always apparent.
When you consider that approximately 85% of people filing bankruptcy in Michigan are entitled to [...]

Discrimination after Bankruptcy is a Falicy

Many individuals are hesitant to file bankruptcy because they feel that they can be discriminated against in the future.  Section 525 of the U.S. Bankruptcy Code has made sure that this cannot happen to you.
Utility services—Public utilities, such as electric company, cannot refuse or cut off service because you have filed for bankruptcy.  However, the utility [...]

Social Security Payments are Safe from Collectors

Living on Social Security is not easy. The bankruptcy expert attornies at Chimko and Associates can help you through a bankruptcy is you are receiving Social Security benefits of any kind.
Federal law makes your Social Security benefits exempt from levy, garnishment, assignment by regular creditors, and from the trustee in bankruptcy.
(The federal government can withhold some [...]

Can Bankruptcy Stop a Child Support Court Hearing?

First, spousal support and child support payments generally are not dischargeable.  If you are contemplating bankruptcy in Michigan and either owe or receive child support or alimony, call the bankruptcy experts at Chimko and Associates, today.
The short answer to a court hearing is no. Bankruptcy does not affect any court hearing regarding child support in [...]

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