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It’s tough to figure out what to believe when your finances are stressing you to overload. Debt collectors often stretch the truth or outright lie to intimidate you. Debt collector lies about bankruptcy can usually be broken into two broad types – TYPE A and TYPE B.
DEBT COLLECTION MISTRUTH -TYPE A: “We’ve researched your financial situation, [...]
The law firm of Chimko & Associates provides superior bankruptcy legal services to our clients throughout Michigan. Where appropriate, we also recommend non-bankruptcy solutions to relieve financial stress, including credit counseling, mortgage refinancing, etc.ÂÂ
Top Ten Reasons to call Chimko & Associates to help you with tough choices:
Creditors are calling you day and night.
You are tired [...]
The Michigan bankruptcy exemptions chart, see below, details the property you can exempt or protect from creditors when you file bankruptcy in Michigan. You may exempt any property that falls into one of the exemptions categories below, up to the dollar amount listed. You will be able to kept this exempted property after you file [...]
People do not necessarily lose thier home when filing bankruptcy.
In many cases, a person can keep thier home. It depends on whether you can afford it and the amount of equity in your home. The Bankruptcy Code provides for a homestead exemption that protects the equity a debtor has in their home up to a [...]
We all know that bankruptcy used to have a notorious reputation. But things are changingâ€â€due to the recession, more and more people are taking a closer look at what bankruptcy has to offer.
In fact, bankruptcy-filing rates have risen in all 50 states including Michigan from the same time last year.
Considering more than one million Americans filed [...]
Governor Jennifer Granholm signed a new Michigan law modifying foreclosure and loan modification rights (2009-PA-0029, 2009-PA-0030, 2009-PA-0031) to help financially distressed homeowners on May 21, 2009. The new foreclosure law takes effect today, July 5, 2009. We have posted a copy of the new Michigan foreclosure law.
Visit our new Squidoo lenses! http://www.squidoo.com/michiganbankruptcyinformation
June 08, 2009 â€â€
Bankruptcy filings for the 12-month period ending March 31, 2009, were up 33.3 percent over bankruptcy filings for the 12-month period ending March 31, 2008, according to statistics released today by the Administrative Office of the U.S. Courts. March 2009 bankruptcy filings totaled 1,202,503, compared to the total 901,927 bankruptcy cases filed [...]
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